Bringing ‘Mini Branches’ to Life
The eXtreme Teller Machine, or XTM, is an innovative delivery channel, and a key pillar of the bank digitalization era. As an alternative to the traditional bank branch, the XTM elevates any bank into the digital world, utilizing the current customer-base and attracting new customers fast.
ETHIX XTM is in effect a mini branch. It combines visual, interactive banking and self-services technology to provide a complete bank branch that offers 24/7 availability. XTM facilitates bank expansion, providing a portable branch solution at a reasonable cost while meeting customers’ demands for 24 / 7 access to banking services.
A Fast, Flexible & Cost-Effective Solution!
ETHIX XTM is a fully integrated, cost effective solution that works seamlessly with your core banking system and other delivery channels. The cost of establishing an XTM mini branch is substantially less than a traditional branch, which incurs higher costs for rent, furnishing and personnel. As well as establishment costs, the XTM streamlines cash operations processes and centralizes services by allowing all teller services to be delivered through the same center.
The modular solution provides banks with the choice to implement chosen features and functions and enhances brand visibility that targets both new and existing customers.
ETHIX XTM Micro-branch delivers all the retail and corporate banking services that would normally be conducted in branch. High levels of customer service is maintained through real time video calls, while an advanced, comprehensive list of self-services is available for customers to carry out their banking at any time of the day or night.
ETHIX XTM Features & Benefits in Development
A number of pioneering features will be released in the near future. These digital banking innovations will change the way customers think about teller machines, and will take your customers' banking experience to a whole new level! These include:
- XTM-Beyond, which allows the XTM to run any of the bank's ready-made applications
- Cheque book printing and deposits
- Instant debit card issuance
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